Community Insurance Advisors - A Different Way of Doing Insurance
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Homeowner's Insurance

Homeowner's Insurance protects against losses to your house and personal property. It provides for temporary living expenses in the event you have to move out while repairs are underway, and it covers many types of damage or injury to others for which you, the homeowner, may be liable. You should know the difference between an "all risk" policy and a "named perils" policy, as well as the importance of having "replacement cost" versus "actual cash value" coverage. These concepts can make a huge difference in the amount of money you receive when you file a claim.

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