Independent Advisors for Auto, Motorcycle, Boat, and Recreational Vehicle Insurance

Free Auto Policy Checkup

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No obligation! After receiving your Policy Checkup, should you choose not to go with us, you have our word that you won’t be inundated with sales calls.

Do you truly understand what your auto insurance policy covers?

We are advisors. We make sure you have the correct coverage, protecting you from a serious financial loss. We will ensure that you get:

The Right Coverage – Saving money is good, but don’t be enticed by a “cheap” quote. Chances are that corners were cut without telling you about reduced coverages.
True Value – As independent agents, we can shop your policy with the top carriers to get the best coverage at the right price.
Risk Mitigation – Our goal is to help you feel secure and protected. Does your policy offer a Full Replacement Payout or just Actual Cash Value (a significantly reduced percentage of the cost to replace)?
Personal Service – We build relationships with our clients. We will provide honest, informed and straightforward answers to your questions.
Knowledge & Experience – We understand the insurance market—creating the right policy, navigating claims—we have seen it all.
If your current insurance company acts like they don’t care, is impossible to get ahold of, or sends outrageous increases without talking to you, let us provide a quote.
True stories auto crash

Prepare for Everything—Then Prepare More!

You can have all the coverage you need to protect you from your mistakes, but what happens when someone else makes the mistake—and isn’t properly covered? For instance, consider Uninsured/Under-Insured Motorist (UM/UIM) coverage.

A financial advisor friend had a client who was involved in a not-at-fault accident resulting in serious bodily injury to the client’s family, caused by an uninsured driver. The family had minimum limits of Uninsured Motorist Bodily Injury (UMBI) coverage and was therefore out of pocket for a large portion of the resulting medical bills.

A significant percentage of accidents involve UM/UIM drivers and this inexpensive addition to your policy can protect you from a real financial loss. Let’s talk about the options available to you.

There is real value of working with an independent, trusted, experienced insurance advisor.

John Allen and our team at Community Insurance Advisors strive to fix those broken practices. Our mission is to provide a customer experience that truly fits what YOU need—delivering customized programs with honesty and integrity and setting a new standard for our industry.

We are here to make sure your company, home and/or autos are protected correctly—and that you have a clear understanding of what you are paying for.

John Allen, President
John Allen, President

Commercial or Cyber Policies

Nicole Clayton, Agenct
Nicole Clayton, Agent

Personal Lines (Home, Auto)

Community Insurance Advisors

TDI License Numbers: 1926304/1381618

Core Values


Reliable • Helpful • Persistent


Accountable • Honest • Professional


Knowledgeable • Inquisitive • Thought Leaders

What Our Customers Say

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