Frequently Asked Questions
If you have any other questions, please give us a call: 972-758-9300
Not by a long shot. The amount and type of coverage you get is up to you. The coverage choices you make matter. If you are not having a conversation with an agent about how much and what type of coverage you are getting, then you are doing yourself a real disservice.
Without talking with a licensed agent, you have no way of knowing if the coverage you are getting is the best option for you. Fast and cheap online portals are great for some things—like ordering a pizza. Your insurance coverage is far too important to risk with an online cookie cutter insurance policy.
Cyber insurance is real and not as expensive as you think. Click here to learn more.
Yes, it is. And even though it is required in Texas, 1 in 2 drivers do not have enough coverage, and 1 in 4 do not have insurance at all. So before one of these uninsured/underinsured drivers hits you, make sure your insurance still protects you, without doing major damage to your monthly premiums!
We are true advisors. We don’t believe in cookie cutter policies or selling cheap policies that don’t provide the coverage you need. And that’s not to say that good policies are expensive—they’re not. We will talk with you and recommend the proper coverage, then let you decide how you wish to proceed.
An umbrella policy can increase the amount of your liability protection for you and your dwellings, autos, and toys. When should you consider umbrella coverage? Do you have a pool, or a teenage driver in your household? Your insurance company has a duty to defend you in the event something happens that triggers a liability claim against you. Liability insurance is relatively cheap—make sure you have enough!
One of the conditions of most insurance policies is that you, as a policyholder, notify your insurance company promptly if you have a liability or property issue. But sometimes, your issue may cost less than your deductible to resolve, or it may not be covered at all (like normal wear and tear). A good agent can help walk you through how to proceed before you actually file a claim.